Sam Jack Brantley

Home Loan Professional with more

than 40 years of making home

buyers dreams come true.

If you have any questions, please contact me:

(615) 542-0821

samjack@samjack.com

40+

YEARS OF

EXPERIENCE

1500+

SUCCESSFUL HOME LOANS

Numerous

CREDIT REPAIR

SUCCESSES

First-Time

LEADER IN HELPING FIRST-TIME HOMEBUYERS

About Sam Jack

My name is Sam Jack Brantley, and I am proud to work with the community on behalf of of the mortgage lending industry. As a highly-skilled Sales Manager, NMLS #723522, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.

LOAN OPTIONS

Loan Options

Finding a great home loan in volves careful consideration of your needs, finances and history. I'm here to guide you every step of the way.

FIXED RATE

If you plan to stay in your home for the long term, a consistent payment that never changes can help you prepare for your financial future. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.

FHA

FHA loans are mortgages backed by the U.S. Federal Housing Administration. Lenders, such as banks and credit unions, that provide FHA loans provide funding for home purchases while requiring a lower down payment. Buyers may get into a new home with as little as 3.5% down.

USDA

The United States Department of Agriculture, USDA, administers the program but does not actually loan money. Similar to loans backed by the Department of Veterans Affairs, VA, or Federal Housing Administration, FHA, these loans are guaranteed by the USDA.

VA

VA loans are available and provide the buyer the chance to finance 100% of the purchase price of the home. This means no down payment is required. It is important to note that buyers will still need to qualify for the loan.

FIRST-TIME HOME-BUYER

Before finding your new home, we can help you get pre-qualified for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.

REFINANCE

Ready to pay less in interest on your mortgage and lower your monthly payments? A refinance may be the right step for you.

A mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms. Mortgage refinancing can lower your monthly payments, which can add up to significant savings.

CASH-OUT REFINANCE

A mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms. Mortgage refinancing can lower your monthly payments, while also providing you with needed cash to pay-off other higher-interest rate credit.

HECM

Today’s Reverse Mortgage Delivers a World-Class of Financial Options. Retirement should come with peace of mind for seniors. Fortunately, many people are living longer than expected so it is important to find more options. A Reverse Mortgage is a Federally Insured Program that takes advantage of the equity you have created in your home.

This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.

*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.

Retirement Mortgage Specialists

Sam Jack Brantley

NMLS #723522

Direct: 615-542-0821

samjack@samjack.com

Branch Location:

605 S Orchid

White Oak, TX 75693

Phone: 903-235-7114

NMLS: 1842513

This licensee is performing acts for which a mortgage company license is required. OC Home Loans, Inc., is licensed by the Texas Department of Savings and Mortgage Lending; and the Tennessee Department of Financial Institutions: NMLS: 1842513. A Home Loan approval is not guaranteed and is subject to lender review of and verification information. All Home Loan approvals are conditional and all conditions must be met by borrower(s). A Home Loan is only approved when lender has issued a specific approval in writing and is subject to any and all Lender conditions. Specific programs or specific interest rates may not be available to all borrowers. Interest rates are subject to change with market conditions. K2-Financial, LLC is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the states of Texas or Tennessee.

Corporate Address: 24302 Del Prado Suite B Dana Point, California 92629

Complaint/Recovery Fund Notice: (https://www.sml.texas.gov/wp-content/uploads/2021/07/rmlo_80_200_b_recovery_fund_notice.pdf)

Texas & Tennessee