Sam Jack Brantley

40+ 

Years of 

Experience

1500+

Successful

Home Loans

Numerous

Credit Repair

Successes

First-Time

Leader in Helping

First-Time Homebuyers

FIXED RATE

If you plan to stay in your home for the long term, a consistent payment that never changes can help you prepare for your financial future. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan. 

FHA

FHA loans are mortgages backed by the U.S. Federal Housing Administration. Lenders, such as banks and credit unions, that provide FHA loans provide funding for home purchases while requiring a lower down payment. Buyers may get into a new home with as little as 3.5% down. 

USDA

The United States Department of Agriculture, USDA, administers the program but does not actually loan money. Similar to loans backed by the Department of Veterans Affairs, VA, or Federal Housing Administration, FHA, these loans are guaranteed by the USDA. 

VA

VA loans are available and provide the buyer the chance to finance 100% of the purchase price of the home. This means no down payment is required. It is important to note that buyers will still need to qualify for the loan. 

FIRST-TIME HOMEBUYER

Before finding your new home, we can help you get pre-qualified for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs. 

REFINANCE

Ready to pay less in interest on your mortgage and lower your monthly payments? A refinance may be the right step for you. A mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms. Mortgage refinancing can lower your monthly payments, which can add up to significant savings. 

CASH-OUT REFINANCE

A mortgage refinance is the replacement of an existing mortgage with another mortgage under different terms. Mortgage refinancing can lower your monthly payments, while also providing you with needed cash to pay-off other higher-interest rate credit.

HECM

Today’s Reverse Mortgage Delivers a World-Class of Financial Options. Retirement should come with peace of mind for seniors. Fortunately, many people are living longer than expected so it is important to find more options. A Reverse Mortgage is a Federally Insured Program that takes advantage of the equity you have created in your home.